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I certify that all information provided is true, correct and complete. I authorize the
Credit Union to check my credit, employment history or any other information and report to
others such information and credit experience with me. I understand that the acceptance or use
of any card issued will be subject to the terms of this application and the ATM/Debit Card
Agreement that will be sent with the card, and I agree to be responsible for all charges
incurred according to such terms. I am at least 18 years of age and legally able to enter into